They are sure to be saving a certain percentage of their income each year.
In a number of cases, it becomes apparent that, were the couple to split up, they would no longer be millionaires. The book focuses a great deal on millionaire families, as opposed to individuals, often with men as the primary earner in the household and his partner as the frugal shopper/household manager. Stanley and Danko's book explains why, noting that high-income white-collar professionals are more likely to devote their income to luxury goods or status items, thus neglecting savings and investments. Their findings, that millionaires are disproportionately clustered in middle-class and blue collar neighborhoods and not in more affluent or white-collar communities, came as a surprise to the authors who anticipated the contrary. The authors compare the behaviour of those they call UAWs (Under Accumulators of Wealth) and those who are PAWs (Prodigious Accumulator of Wealth). households with net-worths exceeding one million dollars (USD)). This book is a compilation of research done by the two authors in the profiles of 'millionaires' (note the term 'millionaire' denotes U.S. The Millionaire Next Door: The Surprising Secrets of America's Wealthy is a 1996 book by Thomas J.